Banking
- Fannie DU to MISMO & Parsers into Business Objects.
- MISMO Adapters (MISMO Black boxes which provide mapping facilities to convert data streams into the appropriate MISMO format).
- The transformers which convert MISMO data packets into Web Pages. For e.g. a Credit Pull from Credit Agency can be transformed into a Web Page.
- Credit Agency Interfaces (either Direct, via e-Pass or Fannie XIS).
- Verification Services Provider Interfaces (AVM (Asset Value Models), Address Verification, SSN Verification etc.).
- LOS Interfaces to AUS.
- Sophisticated Testing Tools around typical AUS Black Boxes.
- Broker Portal Frameworks.
- Pricing System Interfaces.
- Manage Broker Relationships online.
- Reporting & Business Intelligence tool for Custom/Ad Hoc Reporting.
Loan Originations
We provide integrated solutions for LOS systems to accommodate different origination channels (broker, Loan officer, Wholesale etc.), Credit checks, HUD reconciliation, Warehouse management etc.
BNC has been instrumental in building custom portals for our customers - Consumer Loan portals, Broker portals, integration with the Loan qualification engines, Mortgage Calculator, Pricings and finally enabling the flow of information into the LOS.
Using its years of experience in the Mortgage Industry, BNC has developed Strategic Solution Frameworks and Components for the typical Mortgage Technology Stack. Our experience has shown that there is a wide variety of Systems that are used in this Industry and Companies constantly invest a significant amount of Development and Integration efforts around these Products. BNC’s Strategic Solution Frameworks is a loosely coupled, Open Source, Web Services/SOA based set of Services and Applications, which address several of the Technology challenges faced during Development and Implementation efforts, and have accelerated implementation for many of our customers. Some of the frameworks include:
Data Converters, Parsers, Adapters and Transformers
Credit Reporting Services
Verification Services
Automated Underwriting System Interfaces and Services
BNC Broker Management System and BNC Report Writer
- Automated Loan Boarding
- Pre and Post boarding Loan QC
- Service Remittances
- Loan Level and Pool Level Analysis
- Ancillary Fee Processing
- Investor Reporting and Accounting
- Early Payment Default
- Transaction Management
- Loan Administration
- Escrow and Insurance Administration
- Collection Management
- Document Management
- Private Labeling
- Analytics
- Customer Relationship - IVR System
- Quality Control and Due Diligence
- Loss Mitigation
- Workout Plans
- NPV Models
- Property Preservation / REO
- Verification Services (AVM, BPO)
- Loan Modification / HAMP
- Foreclosure and Bankruptcy management systems
- Loss Claims Analysis and Processing and HAFA
Loan Servicing
We provide strategic solutions and support to our customers for our internal and external facing applications for loan migrations, pool maintenance, cashiering, escrow administration and accounting. BNC has provided assistance in implementation of federal regulatory reporting, portals loan modification workflow, interface for cashiering, and transaction Management. We also provide end-to-end solutions and services in the mortgage servicing industry and have developed expertise in addressing key business and technology challenges through our in-depth business knowledge and technology expertise.
Master Servicing
Sub-Servicing / Primary Servicing
Special Servicing
- BNCworked closely with one of the largest multinational banks in designing and developing middleware components to integrate their existing IT Help Desk Application with the banks' other enterprise systems. These integrations helped our clients in automating many manual processes and get better leverage out of their current infrastructure. Below are a few highlights
- Integration with Active Directory to automate Creation, Update & Deletion of Users in the Help Desk application. This ensures all user data and access privileges are kept up to date on a daily basis.
- Automated Incident Creation enables existing monitoring tools like BMC Patrol, Control-M & Microsoft Operation Manager to automatically Open Incidents when a Job Abends or Process goes down or A Server becomes Resource constrained due to unexpected load. This alerts the Support teams immediately reducing time to respond and thereby enabling higher availability of critical enterprise services.
- There are several Enterprise applications that need access to data stored in the IT Help Desk system. So a new restful WebService Interface was built to enable external applications to access this information. As an example, we were successful in integrating the Enterprise Code Deployment tool to the Help Desk Application via this new Webserice interface. This enables the deployment tool to check if the Change Order associated with this Code Package is approved. The Code push will abend if the Change Order is not in Approved Status.
Help Desk Integration
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